Sunday, 6 January 2013

Million Dollar Neighbourhood premier




Tonight was the premier of our show, the Million Dollar Neighbourhood, featured on the Oprah Winfrey Network Canada. It is a 10 week reality series, featuring 100 families who are trying to increase their net worth by $1,000,000. Each episode is an hour long, and challenging to say the least. Our lives become public, our financial struggles  and personal lives are an open book. Our lives are exposed in order for us to change the way we look at things.

Prior to filming, I talked to my Psychotherapist about joining this reality series, his views were quite concerning, and thought I would get worse before the end of taping, and didn't recommend it. I went against his recommendation and decided that my story could help others understand what someone with major depression, anxiety, and panic disorder goes through on a daily basis. I also thought that I could help others who were going through the same thing, a different perspective, give them some hope for tomorrow, courage to go on, and a future with possibilities. 

If you miss an episode, don't worry, there are repeats throughout the week.

 A few of us met up this evening to watch the premier. The show airs each Sunday on the OWN network at 8 p.m

The Good  (getting out of debt) Sale

On the first episode on the Million Dollar Neighbourhood, 100 families are given the challenge by first taking our credit cards and putting them into a safety deposit box. We were not allowed to use our cards for the duration of the show, and would have to answer to our money monitor (another participant) if we used them. This was particularly difficult for me as I use my my cards as a crutch, as a diagnosed shopaholic, spending money on my card was easy. I wasn't using physical cash, so it didn't hurt as much. Using a credit card felt like I wasn't paying for anything at all. At one point in my life, I managed to get $60,000 in debt, simply by using credit cards. I went for credit counselling, and consolidated my debt. It took 7 years, without credit, to pay them back. When I finally payed everything back, it took a while before a bank allowed me another card, but I did eventually get new ones.  I would go on shopping binges, buying designer handbags, clothing, and household items I didn't need. As a result, I put another $12,000 on credit, and finally realized I needed help. 

 Not using my card allowed me to see the damage I was creating, and how this impacted my family.



We were also given the challenge of earning $100,000 collectively by selling items in our home that we didn't need in the Good (getting out of debt) sale. Our host, Dr.Joti Samra, came to our home and asked me to sell my handbags, among other things. I was hesitant at first because they were like my trophies, each represented a time of freedom from my fears, and each had a story to tell, a time that allowed me to get out of my home. I began to realize that the handbags were just things, and that is was me who had the story, and me who had the strength and courage to go out of my comfort zone.  During filming, I experienced many panic attacks, not because they wanted to sell my bags, but because I was giving a part of myself that I felt I could control. Shopping gave me a sense of power and control, something I lost during my illness. It was through Dr. Joti Samra's  encouragement and expertise, that I was able to complete this task by bringing in over $1200. during the good sale.

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        Dr. Joti Samra


During the Good Sale, I had a difficult time, there were so many people! It was like I was living my worst nightmare. Although I had my Mom, sisters, Son, and Joe with me for support, I just felt so alone. The people were just walking by me like a blur, I couldn't take it anymore, and tried to find a place to collect myself. I was sitting under a tree, having a major panic attack when all of a sudden, I was surrounded by camera's, directors, and crew, capturing my fear. Joe is very protective of me, and asked them to stop filming. However, I felt it necessary for them to capture it in order to bring this illness to light, to make it real for the viewers. Remember, my purpose and intention for this show was to help others with the same condition, to bring awareness, and to help families with those suffering from depression, anxiety, and panic attacks understand what someone goes through. Joe was talking me through it, and our host Preet Banerjee was there, asking me what was happening. On television, you here Preet telling me to take all the time I need. What you don't see is the encouraging words, concern, and understanding he showed me, Preet stayed with me for quite some time (that part is on the editing floor)  before telling me to take all the time I needed. 

                                          
Preet Banerjee

The first episode was a success, we made our goal of $100,000 and one family, Michelle and Tony Morrison, were awarded with $10,000.


Here are some never before seen, candid shots form the good sale.















The directors, James, Jeanette, and Kim





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Helloooooooooo







Tune in next Sunday at 8 p.m to see episode 2 from the Million Dollar Neighbourhood. Will we make it for another week? What is our next challenge? Watch and find out!













Today is The Day, Million Dollar Neighbourhood Premier


Bowmanville is in the spotlight as Oprah Winfrey show prepares for Sunday debut, at 8 p.m. I will share the whole story after the premier, and behind the scenes photo's for the first time. 

Published on Friday January 04, 2013

FORCE FOUR ENTERTAINMENT PHOTOOne hundred families in Bowmanville, Ont., took part in the reality TV show "Million Dollar Neighbourhood," which is set to premiere on the Oprah Winfrey Network (Canada) at 8 p.m. Sunday.
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Niamh Scallan
Staff Reporter  the star
 
The reality spotlight has shone on booze-soaked Jersey Shore parties, Donald Trump’s boardrooms and the world of Honey Boo Boo.
Now, it’s Bowmanville’s turn.
Months after television trucks rolled into town with cameramen and producers in tow, the unassuming community of 43,000 people about an hour’s drive east of Toronto will find itself thrust into the national spotlight this weekend with the second season debut of “Million Dollar Neighbourhood.”
The reality show, set to premiere on the Oprah Winfrey Network (Canada) at 8 p.m. Sunday, follows 100 families over a 10-week period as they battle in weekly, money-saving challenges and work together to raise the community’s net worth by $1 million.
Over the course of 10 episodes, families will open their homes and balance books to financial experts, working through tears, heated spats and team-building moments in a bid to straighten out their personal finances and improve their communal lot.
“I liken it to sort of a major disaster. (The show) seriously brought us together,” said Michelle Kimmerly, a 30-year-old photographer whose young family was among the 100 featured.
A lakeside community once supported by heavy industry, financial hardship has become a familiar theme in Bowmanville with workers across the region laid off from their jobs in years since the recession.
“There are some common and unique challenges in Bowmanville,” said Preet Banerjee, a former financial adviser who co-hosts the show. “Many of the families here have struggled with losing a breadwinner in the house, losing their jobs.” Many, he added, face mounting credit card debt.
Julie Cooper’s family is among them.
About three months before “Million Dollar Neighbourhood” was filmed, the 32-year-old’s husband was diagnosed with brain cancer. He passed away three weeks later, leaving Cooper — an underemployed teacher with a 2-year-old son named Sam — devastated and struggling to make ends meet.
Saddled with more than $50,000 worth of student and credit card debt, Cooper said she saw the show as a chance to learn more about how to become financially healthier. With the chance of winning $10,000 a week, she also saw it as an opportunity to better provide for her son.
“It’s certainly uncomfortable for people to know how much debt you’re in and having the cameras follow you around is not a great part. It was definitely emotionally draining,” Cooper said. “But it was an opportunity for us to improve our situation.”
Less than a year later, Cooper and other Bowmanville families credit both the show and their neighbours for helping to pull them out of the hole.
Kimmerly, who gave birth to her second child while producers were still filming the show last August, said her family was in “medium debt” when they decided to participate in the show early last year.
Realizing they spent a “shocking” $400 a month on fast food, Kimmerly said her family cut back on “impulse buys” and stopped using credit cards. But the help of other residents also helped improve the family’s finances. One friend, for example, offered to dye and style Kimmerly’s hair in exchange for a photo shoot instead of money.
While the show’s producers cannot reveal whether Bowmanville achieved its $1-million goal, residents say they’ve only gained from the television crew invading their homes and streets for a summer.
“People are still offering to help each other out of the goodness of their hearts,” said Kimmerly. “It has turned us in to a giant family.”
Tips to improve your finances
1. Budget. Track your spending on small daily items, such as coffee and fast food. It adds up.
2. Cut back on credit card use. If you don’t have the money, don’t spend it.
3. Reinvent yourself. Look for ways to cut back your spending, such as mortgage options or renegotiating phone rates, etc.
Niamh Scallan